Terms and conditions of use for tomelaviora
These terms govern your use of the tomelaviora website and services. Please read them carefully as they outline your rights and responsibilities. By using our site, you agree to comply with these terms and all applicable Australian laws.
September 12, 2025
Acceptance of terms
By accessing or using our website, you accept these terms and conditions in full. If you do not agree, please refrain from using the site.
Definitions
For clarity, the following definitions apply throughout these terms and conditions.
"tomelaviora" refers to the company operating this website and its authorised representatives.
"Services" means analytical reviews, consultations, and related informational support provided by tomelaviora.
"User" refers to any person accessing or using our website or services.
"Content" includes all text, graphics, and materials found on this site.
Use of our services
Services are intended for users seeking general financial planning guidance. We do not provide investment products, training, or personalised investment advice.
Eligibility
Users must be at least 18 years old and legally able to enter into contracts under Australian law.
18+ only for all consultations.
User responsibilities
Users are expected to provide accurate information and use the site in accordance with these terms.
Prohibited uses
You may not use the site for unlawful or prohibited purposes.
Intellectual property rights
All content on this site is the property of tomelaviora or its licensors. Reproduction, distribution, or commercial use without permission is prohibited.
User submissions
You retain rights to content you submit but grant us a license to use it for site operation.
Your rights regarding content
You may request removal or correction of your submissions as permitted by law.
Privacy and data protection policy
Your use of our site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your data.
View privacy policyDisclaimer of liability
Information provided is general and not a substitute for professional financial advice.
Important warning
Results may vary and users should verify all information independently.
Limitation of liability
tomelaviora is not liable for any damages or losses arising from use of the site or services.
Indemnification
Users agree to indemnify tomelaviora against claims from misuse of the site or breach of these terms.
Resolving disputes with tomelaviora
Disputes will be resolved in accordance with Australian law and may involve arbitration or mediation.
Arbitration
Any disputes not resolved informally may be submitted to binding arbitration in Australia.
Arbitration is conducted in accordance with relevant legislation.
Online dispute resolution options
Users may also access online dispute resolution services provided by Australian regulators.
Find more information hereSeverability
If any part is found invalid, the remainder continues in effect.
Entire agreement
These terms, plus referenced policies, represent the full agreement between you and tomelaviora.
Governing law and jurisdiction
All terms are governed by the laws of Australia, regardless of user location.
Termination
We reserve the right to terminate access for violations of these terms or applicable law.
Modifications
tomelaviora may update these terms at any time. Please review them regularly.
Contact for legal matters
Direct all legal or policy questions to our team using the details below.
Email address: content@tomelaviora.com
Phone: +61-7-5926-8171
Address: 113 Exhibition St, Melbourne, VIC 3000 Australia
Effective date of terms: September 12, 2025
Version: v2