Important legal disclaimer information
Consumer warning:
Results may vary for each individual based on their circumstances.
Please review all information carefully before making any financial decisions.
This website offers analytical reviews and personal consultations for financial planning purposes. All information is intended as general guidance only and should not be considered personal advice. Always consult with a licensed professional before making significant decisions.
General notice
All content provided on this site is for informational purposes only. tomelaviora does not provide, promote, or recommend specific investment products or educational programs. Information may not reflect the most recent regulatory changes.
Limitations of liability
While we strive for accuracy, tomelaviora cannot be held liable for any actions taken based on site information.
- No guarantees are offered regarding results achieved through our consultations.
- We accept no responsibility for indirect, incidental, or consequential damages.
- Information should not be relied upon as a substitute for professional financial advice.
- Our team is not liable for any inaccuracies or omissions on the site.
Accuracy of information
While tomelaviora aims to provide accurate, up-to-date content, we cannot guarantee completeness or timeliness. Users are encouraged to verify any critical information independently before acting.
Past performance does not guarantee future results.
Professional advice notice
All consultations are intended as general guidance and do not replace advice from licensed financial professionals.
External links
Links to third-party sites are provided for convenience. tomelaviora does not control or endorse outside content and is not responsible for accuracy or security.
Results and performance disclaimer
Outcomes from our services depend on a variety of factors, including personal circumstances and market conditions. Results may vary.
Individual results may vary
No two situations are alike; previous outcomes should not be seen as typical or predictive.
Financial product disclaimers and terms
We do not offer, promote, or recommend specific financial products or investments.
- No product or service offered constitutes personalised investment advice.
- We do not provide education, training, or coaching in financial topics.
- Any mention of market trends is for informational purposes only.
Jurisdiction and compliance
tomelaviora operates under Australian law and abides by all applicable regulations.
Use of this site is subject to Australian regulations, and users are responsible for ensuring their own compliance.
All services are governed by Australian legislation, regardless of user location.
Please consult local requirements if accessing this site from outside Australia.
Indemnification
Users agree to indemnify tomelaviora and its team against claims arising from use of this site.
Severability
If any provision is found invalid, remaining terms remain in effect.
Modifications
tomelaviora reserves the right to update this disclaimer at any time. Please review it periodically.
Contact us
For questions regarding this disclaimer, please use the contact information provided below.
Email address: content@tomelaviora.com
Phone: +61-7-5926-8171
Address: 113 Exhibition St, Melbourne, VIC 3000 Australia
Effective date: October 2, 2025
Last updated: October 2, 2025